Polish-headquartered investment platform XTB has expanded its digital wallet service to support 19 different currencies, adding several new options as the company prepares for increased usage during the summer travel period.

The fintech aims for its eWallet to be used not only by investors exchanging currencies for their trades, but also by consumers and vacationers, increasingly positioning itself as an all-in-one financial super app.

XTB Expands eWallet to Support 19 Currencies

The eWallet feature, which was first introduced in October 2024, combines a virtual wallet with a multi-currency card, now handles currencies from four continents. Users can hold funds in Polish zloty, euros, US dollars, British pounds, Hungarian forints, Romanian lei, Czech crowns, Norwegian kroner, Mexican pesos, Swiss francs, Thai baht, Japanese yen, Canadian dollars, Chinese yuan, Australian dollars, Danish kroner, Singapore dollars, Turkish lira, and Swedish kronor.

The Warsaw publicly-listed company (WSE: XTB) doesn't charge fees for currency exchanges between virtual wallets, unlike many competing multi-currency cards that require users to meet specific conditions for fee-free transactions. The service is currently available in nine countries, with plans to expand to additional markets.

"We are entering a period that will be the first serious test for eWallet,” said Omar Arnaout, XTB's CEO. “The vacation time and foreign travel is a moment when our users will certainly use this solution more intensively.”

“That's why we wanted the currency offering to meet the expectations not only of investors, but also of each of us who wants to use convenient payments outside the country's borders. Thanks to this, only the XTB app is enough to be able to relax freely when money will work hard.”

The eWallet service is available to individual customers who maintain investment accounts with XTB. DiPocket UAB, an electronic money institution registered with the Bank of Lithuania, provides the underlying payment services and card infrastructure. The cards operate on the Mastercard network.

Related: XTB Broker Platform Keeps 0.5% Fee, Multi-Currency Cards Offer Commission-Free

Additional Features in Development

The currency expansion isn't XTB's only planned update for the summer period. The company says it's working on additional features that will be rolled out in the coming weeks to make the wallet service more attractive to users.

XTB is also conducting key-phase testing of its Individual Retirement Account (IKZE) product, which has been highly anticipated by Polish investors after the successful rollout of Individual Retirement Account (IKE). The company expects to make this retirement savings option available to a broader customer base soon.

Founded in 2004, XTB serves over 1.55 million clients globally through its mobile investment platform. The company provides access to more than 8,600 financial instruments including stocks, ETFs, and contracts for difference across currencies, commodities, indices, and cryptocurrencies.